There are Endless Ways to Save
There are Endless Ways to Save

Spend to save with Corporate Membership Rewards®

With Corporate Membership Rewards, your company1 earns points from multiple Corporate Cards and collects them in a single Corporate Membership Rewards Account. You can redeem these points for all sorts of rewards that can be used to help your business save.

How to earn points

From coffee with a client to urgent courier deliveries, every purchase billed to a Corporate Card enrolled in the Corporate Membership Rewards programme earns your company points.

  • Earn 2 Membership Rewards points2 for every S$1.00 charged on foreign currency transactions, Grab transactions, Computer Hardware, Software and Cloud Services and Online Advertising
  • Earn up to 1.25 Membership Rewards points2¬†for every S$1.00 charged to all other business expenditure including travel, lodging and conferences

Turning rewards into savings

Instead of using cash or credit, you can redeem your points to purchase business items. This gives your company greater cash flow flexibility for other important business expenses. And because Corporate Membership Rewards points do not expire, you can accumulate them for a bigger reward redemption to achieve even greater savings for your business.

  • Flexible Savings: Use Corporate Membership Rewards points to pay for charges that appear on your Corporate Card statement
  • Travel: With TripFlex, you can redeem points to pay for your travel costs such as flights, hotels and car hire
  • Products & Services: Redeem a variety of rewards that you can use for staff incentives or customer sales promotions

Use it wisely

You'll find that the Corporate Membership Rewards programme works best when:

  • You have multiple Corporate Cards enrolled in the programme
  • All of your business expenses are charged to these enrolled Corporate Cards

Enrol today

You can enrol right away by clicking here. As your rewards points will start adding up quickly, you'll be redeeming rewards that help your company save in no time.

Got any more questions? Just call your Account Development Manager. They'll be happy to help.

Terms and Conditions
  1. A Company may participate in the Corporate Membership Rewards programme and open a Programme Account subject to approval from American Express. A Programme Account cannot be linked to an individual Membership Rewards Programme Account. American Express® Corporate Gold Card, and American Express® Corporate Green Card are eligible for enrolment. The company must enrol the Card(s) it wishes to earn points under the Programme. Annual fee for participation in the Programme is S$75 per Card, inclusive of GST, that is enrolled in the Programme.
  2. Corporate Card Members enrolled in the Programme will accrue one point two five (1.25) points in the Programme Account for every full S$1.00 spent on eligible purchases of goods and services, charged and billed on the Corporate Card Account and Linked Accounts (if any) except for the following:
    1. Earn two (2) points for every full S$1.00 spent on foreign currency transactions which are eligible purchases of goods and services made in a currency other than Singapore Dollars;
    2. Earn two (2) points for every full S$1.00 spent on eligible purchases on Amazon Web Services, Facebook Ads, Google Ads, Microsoft online store, transactions on the Grab mobile application (excluding any and all top up transactions on GrabPay);
    3. Earn zero point five (0.5) points for every full S$1.00 spent at AIA and certain merchants designated by American Express including but not limited to Best Electricity, Geneco, Keppel Electric, Pacific Light, Sembcorp Energy, Senoko Energy, Sunseap Energy and Tuas Power;
    4. Earn zero point two five (0.25) points for every full S$1.00 spent at SingTel and SP Utilities; and
    5. Any accelerated or bonus earn rate determined by American Express for tactical offers or promotions. Points cannot be transferred to any other Corporate or individual Membership Rewards Programme Account. Points will not be accrued for charges processed, billed or prepaid prior to the Enrolment Date; cash advances, Corporate Cash, Express Cash, Foreign Exchange or any other cash services or transactions; fees and charges for dishonoured payments; finance charges; fees and charges, including without limitation joining fees, Card fees, Corporate Membership Rewards Programme fees, late payment charges or foreign exchange fees; charges in relation to promotional offers that are excluded from points accrual; charges for which we do not receive payment in full for any reason; balances transferred from other Card Accounts; and any credits that are posted to a Card Account, including those arising from returned goods or services or from billing disputes.
  3. There is no expiry date for points earned while in the Programmes so long as the Company Account remains current and in good standing. If a company cancels the Programme Account, the company will have 30 days from the day of cancellation to redeem any points accrued in the Account. Any points accrued in the Programme Account but not redeemed within 30 days will be forfeited and will not be capable of transfer, conversion or redemption.

For full terms and conditions, please visit www.americanexpress.com.sg/cmrterms

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